Lately, you’ve probably been hearing a lot of your friends and co-workers talking about getting their mortgages through a mortgage broker.

What’s led to this rapid rise in the popularity of brokers? A lot of things.

More lenders are now offering a wider range of mortgages to choose from. Consumers have begun to shop around for their mortgage rather than simply taking what their financial institution offers. But the biggest reason for the increasing reliance on mortgage brokers is that they offer consumers several important advantages:

• Independent, unbiased advice. John provides mortgages from over 50 different lenders, so he’s not tied to one lender or one type of mortgage.
• More mortgage choices. John has direct electronic access to virtually every major lender in Canada, so he can show you a wide range of rates and features.
• Best-available rates. Rates get studied daily and he will always know where to find the most competitive ones. Promotions at one lender may not be at another.  John will know when these appear and what’s coming up.  In addition, he knows how to negotiate with lenders to ensure you’re getting the best available deal.
• Fast, convenient, local service. John is highly motivated to keep your mortgage moving forward quickly and efficiently.  As he gets paid by the lender, he has your best interests at heart.
• Specialized knowledge. As specialists, John has a thorough understanding of all available products, features and rates -at all Canadian banks on a daily basis!  Best of all, he can explain everything to you so you know exactly what you’re getting into.
• Secure, established lenders. John deals with the same reputable, established Canadian financial institutions you’re used to. There is no need to switch your day-to-day banking unless you want to.  Plus, he has access to some innovative broker—only lenders who offer even more attractive rates and features.

The Mortgage Centre became Canada’s first national mortgage broker organization in 1989. As a licensed mortgage broker, John is fully qualified to provide you with all of these benefits.